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Can you apply/transfer CC balances to a new card when you're unemployed?

January 4th, 2007 at 02:15 pm

I seem to remember that most CC applications ask for number of years of employment at your job. Since I'm currently unemployed, I'm reluctant to try to transfer a few hefty balances to new cards. Has anyone tried to do this while unemployed? For years I paid that monthly fee that would exempt monthly payments in the event of unemployment...and of course, I cancelled and now wish I hadn't.Grrrr.

3 Responses to “Can you apply/transfer CC balances to a new card when you're unemployed?”

  1. Lau Says:

    First, sorry to read about your situation.

    Second, if you were going to apply for the card employed or not, you will end up with the inquiry on your credit report not matter what. Does the application let you chose "unemployed" or not? If it doesn't, I wouldn't go through with it since the credit card company apparently assumes you have a job.

  2. Ima saver Says:

    I don't think it says that on the application to transfer a balance. It wouldn't hurt to try.

  3. PRICEPLUS Says:

    The worst thing they can so is no!

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