I seem to remember that most CC applications ask for number of years of employment at your job. Since I'm currently unemployed, I'm reluctant to try to transfer a few hefty balances to new cards. Has anyone tried to do this while unemployed? For years I paid that monthly fee that would exempt monthly payments in the event of unemployment...and of course, I cancelled and now wish I hadn't.Grrrr.
Can you apply/transfer CC balances to a new card when you're unemployed?
January 4th, 2007 at 10:15 pm
January 4th, 2007 at 10:27 pm 1167949627
Second, if you were going to apply for the card employed or not, you will end up with the inquiry on your credit report not matter what. Does the application let you chose "unemployed" or not? If it doesn't, I wouldn't go through with it since the credit card company apparently assumes you have a job.
January 4th, 2007 at 10:46 pm 1167950814
January 5th, 2007 at 06:26 am 1167978406